Apple has announced that developers will soon be able to use NFC transactions in their own apps for the first time. This is currently an Apple Pay exclusive.

Starting with iOS 18.1 this year, developers will be able to offer contactless transactions in apps separate from Apple Pay and Wallet using new APIs. This opens up new opportunities for iPhone users.

The APIs use the Secure Enclave inside the iPhone. This is a certified chip that stores confidential information directly on the device itself. Developers will have to request the right to use NFC and Secure Enclave, enter into a commercial agreement with Apple, and pay the appropriate fees. The company claims that this ensures that only authorized developers who meet certain regulatory, requirements and adhere to security standards can access the API.

The NFC and Secure Enclave APIs will be available to developers in Australia, Brazil, Canada, Japan, New Zealand, the United Kingdom, and the United States in the upcoming iOS 18.1 Developer Beta. The company will expand the list of countries later.